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Pension Salary Sacrifice Calculator . Salary exchange is a way of making pension contributions that could allow both employers and employees to save money. The pension calculator is powered by our partner profile pensions. Salary sacrifice pension pay your employees more for free Raw Accounting from rawaccounting.co.uk You’ll need details of your client’s pension savings (including defined benefit accrual) going back at least three tax years, as well as their tapered annual allowance amounts if applicable. Salary sacrifice lets you make contributions to your pension and helps to save on national insurance at the same time. Quote option 2 is the same as the ‘to pension’ option on aegon’s individual salary sacrifice calculator.