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Retirement Income Calculator Australian Super . Age you can access super (preservation age) before 1 july 1960. You are assumed to live until the age of: Try our new calculator and see how your investment choices affect your from www.allangray.com.au The ato calculates your transfer balance cap based on when you started your first retirement income stream and the highest ever balance of your transfer balance account. For more information on treasury’s. Your target income is based on the association of superannuation funds of australia (asfa) comfortable retirement standard as at december 2019.