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Annuity Vs Drawdown Calculator . Find your perfect living annuity. You can take different amounts of money at different times, depending on when you need it. PPOLcalcs from ppolcalcs.co.uk In many cases, this sum is paid annually over the duration of the investor's life. Where taxes are concerned there’s no significant difference between drawdown and annuity. Reduce your fees by reduce your fees by.